馬雲33億元人民幣收購金融軟件公司

Alibaba is poised to expand its footprint in the Chinese financial sector after Jack Ma, founder of the ecommerce group, paid Rmb3.3bn ($531m) for one of the country’s biggest software providers for securities companies.

阿里巴巴(Alibaba)正準備擴大其在中國金融業的立足點，該電商集團的創始人馬雲將斥資33億元人民幣（合5.31億美元）收購中國最大的金融軟件提供商之一。

The deal for Hundsun Technologies also helps prepare Alibaba for battle with China’s banks, which have grown increasingly wary of Mr Ma’s plans for financial ventures and have started to restrict their co-operation with the ecommerce group.

收購恆生電子(Hundsun Technologies)的交易也有助於讓阿里巴巴做好與國內銀行角力的準備，目前中國各銀行對馬雲插足金融業越來越警惕，並已開始限制各自與這家電商集團的合作。

Zhejiang Finance Credit Network Technology, a company owned by Mr Ma, purchased Hundsun Group, which in turn owns 20.6 per cent of Hundsun Technologies, its listed entity.

馬雲擁有的浙江融信網絡技術公司(Zhejiang Finance Credit Network Technology)收購了恆生集團(Hundsun Group)，進而擁有上市的恆生電子20.6%股份。

Hundsun Technologies said in a statement to the Shanghai stock exchange that this gave Mr Ma a controlling share.

恆生電子在向上海證交所提交的一份聲明中表示，這使馬雲持有該公司的控股股份。

Alibaba, expected to go public in New York in one of the biggest listings of the year, has been working to break into the financial sector. An outspoken critic of Chinese banks for not providing good customer service, Mr Ma has vowed to inject more competition and shake up the status quo.

預計將在紐約上市、帶來今年最大上市交易之一的阿里巴巴，近期在努力打入金融業。馬雲直言不諱地批評中國各銀行未能提供良好的客戶服務，他誓言要注入更多競爭，改變現狀。

After making some inroads with a small lending company, Alibaba stepped up its challenge to banks last year by launching a fund investment platform that effectively replicated bank accounts but offered much higher interest rates. Growth of the fund, Yu’e Bao, has been substantial, attracting more than Rmb500bn of quasi-deposits from customers in less than a year.

在通過一家小型放貸公司取得一些進展後，阿里巴巴去年對銀行加大了挑戰，推出一個實際上覆制銀行賬戶、但利率高得多的基金投資平臺。這隻基金——餘額寶——的增長十分可觀，在不到一年時間裏從顧客吸引了逾5000億元人民幣的準存款。

But banks have started to push back . Industrial and Commercial Bank of China, the biggest lender, last week restricted business with Alibaba’s online payment arm to one branch.

但各銀行已經開始反擊。中國最大銀行中國工商銀行(ICBC)上週將其與阿里巴巴旗下支付寶的合作侷限於一家分行。

By doing so, ICBC ensured its branches would no longer compete with each other for inflows from Yu’e Bao, thereby limiting the return Alibaba can offer customers. The China Banking Association has also called for stricter regulatory control of Yu’e Bao.

工行此舉將確保其分行不再互相競爭餘額寶的資金流入，從而限制阿里巴巴能夠向顧客提供的回報。中國銀行業協會(China Banking Association)也呼籲對餘額寶進行更嚴格的監管控制。

As Hundsun will be controlled by Mr Ma’s private company, which will not form part of the Alibaba listing, it was not immediately clear how or whether it would be rolled into Alibaba Group Holdings. Alibaba declined to comment.

由於恆生將由馬雲的私人公司控制，而該私人公司不會構成阿里巴巴上市的一部分，尚不清楚恆生將如何——或是否——被納入阿里巴巴集團。阿里巴巴不願置評。

Analysts said Hundsun would strengthen Alibaba’s foothold in the financial sector. “Armed with Hundsun, Alibaba will be able to remove some of the technical obstacles to operating in the financial sector. It will be able to develop systems that will be compatible with the main systems used by banks,” Li Chao, analyst at iResearch said.

分析師們表示，恆生將加強阿里巴巴在金融業的立足點。“有了恆生電子，阿里巴巴將能夠掃除一些在金融業經營的技術障礙。它將能夠開發與銀行所用的主要系統兼容的系統，”艾瑞諮詢(iResearch)分析師李超表示。

Hundsun, started in 1995, has created software for online payments and business-to-consumer websites.

1995年創立的恆生電子，主要爲網上支付和企業對消費者（B2C）網站開發軟件。

Caixin, a local magazine, has said that Hundsun is also the biggest software provider for securities trading and fund companies, though that claim could not be verified.

中國財經雜誌財新網(Caixin)稱，恆生電子也是證券交易和基金公司的最大軟件提供商，但這種說法無從覈實。