雙語閱讀：5種省錢的健康生活方式
英文閱讀：5種省錢的健康生活方式
Most of us are looking for more ways to save money. But, we get so wrapped up in ways to save on outings, products and activities that we overlook the budget changes we can make in our everyday lives.
大多數人都在尋找更多方法省錢，但是他們費盡腦筋在旅遊費用、購買的物品和外出活動這些項目上省錢，而忽視了日常生活中可以節省的開銷。
It's easy to save on things we want to do, but it's also important to save on the things we have to do. Here are five ways you can turn mundane, everyday activities into opportunities to save some cash.
在想做的事情上省錢很容易，而在必須去做的事情上省錢也很重要。通過以下5種方式，每天平凡無奇日常活動也可以成爲省錢的機會。
Go green:
1.綠色生活
As environmental issues become more prominent, there are more and more options to buy and use environmentally-friendly products. The best part is that going green isn't just great for the environment; it's also great for your bank account.
隨着環境問題日益顯著，環保產品的選擇越來越多。綠色生活不僅對環境有利，還能幫你省錢。
Water bottles are perfect for those on-the-go activities, but we all know that plastic isn't good for the environment, let alone your pocketbook. A better option is to use your own home-filtered water. There are very sophisticated water filters on the market that will allow you to filter your own water and save big on your grocery bill. They can get expensive, but the initial investment of a water filter will save you hundreds of dollars a year in the long run.
瓶裝水便於隨身攜帶，可衆所周知，塑料不利於環境，就更談不上省錢了。比較好的辦法是過濾自家的水。市場上有各種各樣複雜的過濾器，可以幫你過濾水並且節省生活開支。雖然過濾器的價格都不太便宜，不過從長遠來看，初期的投入可以爲你一年節省幾百美元。
If you're still using incandescent bulbs, you're wasting time and energy. Compact fluorescent lamp bulbs (CFLs) are the most efficient bulbs for your home and your wallet. They last much longer than incandescent bulbs and cost much less than other economically-friendly choices.
如果你還在用白熾燈泡，那麼你就是在浪費時間和能源。節能燈對你的家庭有益也能省錢。節能燈比白熾燈的持久性強，而且比其他環保燈泡更便宜。
Get car maintenance:
2.定期進行汽車保養
Regular car maintenance is extremely important in saving money. Now of course, this is a service, so you will have to spend money. But, getting regular oil changes, tire rotations and checkups will lower your risk of car trouble. I don't know about you, but I'd much rather spend $40 every 4,000 to 5,000 miles than have to pay for major car maintenance or a new car altogether.
定期汽車做保養非常有助於省錢。沒錯，這確實是一項需要花錢的服務，不過定期更換機油、進行輪胎保養和檢查車輛會降低汽車故障的風險。我不知道你會怎麼做，我寧願每行駛4、5千英里花上40美元，也不願意一次爲汽車維護付一大筆錢或者乾脆買輛新車。
Make it automatic:
3.自動支付賬單
Paying bills and credit card debt can be quite the task. You have to remember when to pay each bill, how much you owe, how you make your payment for each company, login information and so on. It can be exhausting. Luckily, there's also a more efficient way.
支付帳單和信用卡還款是很重要的事情。要記住什麼時候付清哪筆賬，欠了多少錢，怎麼給公司付款，登錄信息等等，實在是讓人筋疲力盡。不過，幸運的是，有一種更高效的方法。
Most banks have you covered on this one and will let you set up automatic payments. Sometimes you have the same option directly through the company you're buying from. This way, you don't have to stress about what day it is and when everything is due. Plus, you'll save a lot of money dodging late fees.
大多數銀行都有設有自動還款的功能。有時候借款公司也有這種選項。如此一來，你就不必擔心什麼時候還賬，賬單什麼時候到期了。另外，你還省下了逾期付款要繳納的滯納金。
Keep it out of sight and out of mind:
4.隨身攜帶現金
I know it seems crazy to carry cash around when technology has passed up the need for paper money, but hear me out on this one. Carrying cash with you makes you consciously think about how much money you're spending. You can physically see the payment you're making and feel your stack of cash shrinking. Try it out for a few weeks and see if it makes a difference in your spending habits.
我知道隨身攜帶現金聽起來有點傻，因爲如今科技的發展令人們不再需要紙質錢，不過就這點請聽聽我的看法。隨身攜帶現金可以提醒你花了多少錢。你親眼看見錢花出去，看到它一點一點變少。試過幾周以後，看看你的消費習慣是否有所改變。
I find this tactic extremely helpful when I'm on a vacation or a shopping spree. It's difficult to keep up with how much you're spending when you're having fun. If you have the bills in your hand, it's a little difficult to use the excuse that you didn't realize how much you were spending.
我發現這種方法在度假和瘋狂購物得時候十分奏效。盡情玩樂的時候很難弄清到底花了多少錢。如果錢拿在手裏，再無法再用自己不知道花了多少錢當藉口了。
What do you do to save money on a daily basis?
你每天怎麼省錢呢?
5.眼不見心不想
Regularly putting money in your savings account is vital for emergencies. When you need emergency money, it's much more efficient to spend money from your own bank account than to use a credit card. You'll save a ton on interest if you have a healthy savings ready when you need it.
定期存款以備不時之需是很重要的。急需用錢時，用銀行賬戶裏的錢要比刷信用卡方便多了。如果你有一個健康的存款賬戶，隨時爲突發事件做好準備，那麼你可以在匯率上可以省一大筆錢。
Put a portion of your paycheck into savings before you even see it. You can set up an automatic draft from your checking account to your savings account, or you can make the switch yourself every time you get paid. (I do it this way, because it makes me feel good, like I accomplished something.) This ritual will eventually just feel like a tax coming out of your paycheck, and you won't even notice it's gone. By moving a portion of your pay to savings as soon as you get paid, you'll lower the risk of spending that money on things you don't really need.
在工資拿到手之前就先存起來一部分。可以從資賬戶自動轉賬到存款賬戶中，或者你也可以自己做這項工作(我是這麼做的，因爲這樣感覺很好，很有成就感)。最終當它成爲一種習慣時，就好像交稅一樣，還沒有注意到這筆錢就沒有了。一發工資就存起一部分錢可以防止你把這些錢花在不需要的東西上。
Carry cash with you:
