我國P2P網貸公司相關整頓仍將繼續

Only one out of the nine peer-to-peer lending companies in China might be able to survive as top financial regulators are stepping up the pace of scrutiny to curb risks caused by the massive unregulated sprawl in the past few years.
近日，我國最高金融監管部門加強了對P2P網貸公司的專項整治工作，以控制P2P在過去數年裏肆意擴張帶來的風險。在此背景下，9成P2P借貸公司或將倒閉。

The central government plans to maintain "pressing posture of severe attack" to clamp down on activities violating laws and regulations in internet finance, extending the ongoing nationwide crackdown for another year, Pan Gongsheng, deputy governor of the People's Bank of China, the central bank, said last Monday.
中國人民銀行副行長潘功勝上週一表示，我國將保持高壓態勢，規範互聯網金融領域，打擊該領域違法犯罪活動，P2P網貸清理整頓將再延長一年。

The two-year cleanup of the industry was necessitated by a series of scandals that saw investors lose huge amounts of money.
由於出現了P2P投資者血本無歸的一系列案件，我國對P2P網貸展開了持續兩年的清理整頓。

His comments echoed earlier remarks by Sun Guofeng, head of the research institute of the central bank, who warned that financial risks are now spreading from traditional sectors to the emerging fintech sector, increasing the risks associated with online cross-region loan operations.
他的言論與中國人民銀行研究機構負責人孫國峯早些時候的言論形成了呼應。孫國峯警告稱，金融風險正從傳統行業蔓延至新興的金融科技行業，加大了與在線跨地區貸款業務相關的風險。

"Regulators at local levels should adopt new technology such as cloud computing to enhance capabilities in protecting against and resolving cross-market financial risks," he said.
他說道：“地方各級監管機構應採用雲計算等新技術，以增強抵禦和解決跨市場金融風險的能力。”

Many companies may find it hard to survive in the coming months amid the strong push to clean up the sector coupled with pressure from the recent liquidity crunch and an expected large amount of withdrawals.
許多P2P借貸可能會發現，在未來幾個月裏很難生存下來，因爲在最近流動性緊縮和預期的大量撤資的壓力下，中國政府正大力推動清理該行業。

But some experts consider such a scenario expected and normal.
但一些專家認爲這種情況是意料之中，也是正常的。

"The number of companies may shrink to only around 200 to 300," said an expert with a leading internet finance institute.
來自一家領先的互聯網金融研究所的專家表示：“P2P借貸公司的數量可能會縮減到大約200到300家。”